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Showing posts from October, 2022

Ask a Humana Medicare Agent

Because of the complexity of the plan selection process, many beneficiaries rely on independent insurance agents to help them identify the coverage and benefits options that may best meet their needs. Enrolling in a Medicare Advantage, Medigap or Medicare Part D prescription drug plan does not increase your premium or other costs for coverage. Since agents and brokers receive commissions from the insurers, their service is effectively free of charge to you. In states, and for products where applicable, the premium may include a $1 administrative fee. If you have purchased an association plan, an association fee may also apply. Some plans may also charge a one-time, non-refundable enrollment medicare agent fee. A big part of my job is helping someone understand the different parts of Medicare and how they all work together. Prescription drug coverage is also a big concern for many, and I help explain their Medicare options. In 2021, for example, the Centers for Medicare and Medica...